La Réorientation de la PME Algérienne vers la finance islamique

Abstract

The SMEs financing have always been the attraction of the economic debates. Because of their fragility caracterized by a relactance to bank credits access based on an excessive interest rates. This context so hard to stop the developement of the economic activities of these companies and which has increased a large group of analysts who questionned about the opportunities to try another financing concept for the moment. Another form of financing is about to influence on the financing decisions which is the Islamic Finance. This paper aims at testing the viability of the concept of islamic financing as a solution for the SMEs financing and to show the important role of the islamic financial products which may be adapted to needs of financing these companies.